Last Updated: January 1, 2014

The following terms and conditions and the terms of our Privacy Policy (collectively, “Terms and Conditions”) govern your use of this website http://www.issio.com (the “Site”). By accessing, viewing, or using the material on the Site, you indicate that you understand and intend these Terms and Conditions to be the legal equivalent of a signed, written contract, and equally binding, and that you accept such Terms and Conditions and agree to be legally bound by them. If you do not agree with the Terms and Conditions, you are not granted permission to use the Site and should exit immediately. We reserve the right to update and change these Terms and Conditions. We will always post the latest, most updated Terms and Conditions at this location with a “Last Updated” date to indicate the last time the Terms and Conditions were updated. Material changes to the Terms and Conditions will not be enforced retroactively (meaning that the material changes will not apply to uses of the Site prior to the material change), unless we notify you of the change. If you continue to use the Site after any changes are made, you accept the Terms and Conditions as updated.

If you violate any Term of Use or you, in our sole judgment, interfere with the ability of others to enjoy the Sites or infringe the rights of others, we reserve the right to block your access to the Site.

1. Proprietary Rights.

All material contained in this Site is protected by law, including but not limited to United States copyright law. Except as indicated, ISSIO SOLUTIONS™ is the owner of the copyright in the entire content (including images, text, and look-and-feel attributes) of www.issio.com, and reserves all rights in that regard. Removing or altering the copyright notice on any material on the Site is prohibited. ISSIO also owns a copyright in this Site as a collective work and/or compilation, and in the selection, coordination, arrangement, organization, and enhancement of Site content. Any commercial use of Site content is prohibited without the prior written consent of ISSIO. Except as indicated, ISSIO owns all trademarks, service marks, or other logos featured on the Site. Use or misuse of these trademarks, service marks, or logos is expressly prohibited and may violate federal and state law. Please be advised that ISSIO actively and aggressively enforces its intellectual property rights to the fullest extent of the law.

If you believe that your intellectual property rights have been violated by something on the Site, please contact our Copyright Agent at:

Copyright Agent
Issio Solutions, Inc.
1485 Civic Ct., Suite 1334
Concord, CA 94520

and provide the following information:

2. Communications With Our Website.

ISSIO welcomes your feedback and suggestions about how to improve our products and services and this Site. By transmitting any suggestions, information, material, or other content (collectively, “Content”) to ISSIO, you automatically grant ISSIO the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform, and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such content. Further, ISSIO is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications you send to this Site for any purpose whatever, including but not limited to creating and marketing products and/or services using such information. ISSIO is not responsible and shall not be liable for the Content posted to the Site by visitors or persons other than ISSIO employees. Opinions or comments contained in Content reflect the views of the author and not of ISSIO unless ISSIO expressly states to the contrary.

3. No Medical Services or Advice.

Nothing contained, expressed, or implied in the Site is intended as, nor shall be construed as, medical advice. No doctor-patient relationship is established between ISSIO and you by reason of your use of this Site or under any circumstances whatsoever. Individual inquiries about medical issues, or sensitive or confidential matters, should be addressed to appropriate health care professionals.

4. Confidentiality Cannot Be Guaranteed.

Please be advised that the confidentiality of any communication or material transmitted to ISSIO via www.ISSIO.COM or Internet electronic mail cannot be guaranteed, including personal information. To ensure private and personalized attention, you may also contact ISSIO by telephone at 1-888-99 ISSIO, or write us at ISSIO,1485 Civic Ct., Suite 1334, Concord, CA 94520 , Attn. Web Team

5. Privacy Statement.

ISSIO has a Privacy Statement disclosing what information we collect about visitors, how we use such information, the steps we take to secure such information, how you can view and correct such information, and how you can decline to have information about you collected or used. The Terms and Conditions include and incorporate this Privacy Statement.

6. Disclaimer of Warranty and Liability.

USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. NEITHER ISSIO NOR ITS AFFILIATES ARE RESPONSIBLE FOR THE CONSEQUENCES OF RELIANCE ON ANY INFORMATION CONTAINED IN OR SUBMITTED TO THE SITE, AND THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU. THESE MATERIALS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ISSIO SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS THAT MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THESE MATERIALS. UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF ISSIO TO YOU EXCEED THE PRICE PAID FOR USE OF THE SITE.

7. Corrections and Changes.

While we endeavor to keep the materials on the Site up to date, ISSIO cannot assume responsibility for any errors or omissions in these materials. ISSIO further does not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained within these materials. ISSIO may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein. ISSIO reserves the right to terminate your access to the Site in case you violate these Terms and Conditions, or for any reason whatever.

8. Indemnification.

You agree to defend, indemnify, and hold harmless ISSIO, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorney’s fees and litigation expenses) relating to or arising from your use of the Site and any breach by you of these Terms and Conditions.

9. Links to Other Websites.

This Site may, from time to time, contain links to other Internet websites for the convenience of users in locating information and services that may be of interest. Visitors to the Site acknowledge that these third-party sites are maintained by persons or organizations over which ISSIO exercises no control, and ISSIO expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites. ISSIO does not control, endorse, promote, or have any affiliation with any other website unless expressly stated in the Site.

10. Use of the Internet.

Use of the Internet is solely at your own risk and is subject to all applicable state, federal, and international laws and regulations. Neither ISSIO nor its affiliates will be liable for any loss resulting from a cause over which they do not have direct control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.

11. Wireless Phone Numbers.

If you provide your wireless phone number to ISSIO, you are expressly consenting to ISSIO calling you at this phone number – in person or through an automated system. Please do not provide your phone number to us if you do not wish us to use it to contact you.

12. Monitoring and Disclosure.

ISSIO reserves the right to elect to electronically monitor use of the Site and may disclose any content, records, or electronic communication of any kind if required to do so by any law or government request, if such disclosure is necessary or appropriate to operate the Site, or to protect our rights or property, or the rights of the users, partners, affiliates, sponsors, providers, licensors, or merchants.

13. Governing Law and Jurisdiction.

These Terms and Conditions will be governed by and construed in accordance with the laws of the State of California, without reference to its choice of law rules. By accessing, viewing, or using the material on the Site, you consent to the jurisdiction of the federal and state courts presiding in San Francisco, California, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Site is controlled and operated by ISSIO from its offices within the United States. ISSIO makes no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own volition and are responsible for compliance with applicable local laws.

These Terms and Conditions constitute the entire agreement between you and ISSIO with respect to your use of the Site. If any part of these Terms and Conditions is held to be invalid or unenforceable for any reason, the remaining parts will remain in full force and effect. You acknowledge that, in providing you access to and use of the Site, ISSIO has relied on your agreement to be legally bound by these Terms and Conditions.

14. Contact.

If you have any questions or comments, please email our webmaster at: [email protected].

You also may contact us at:

Issio Solutions, Inc.
1485 Civic Ct., Suite 1338
Concord, CA 94520